Insurance and Financing

Dental Insurance

Payment of insurance benefits is subject to the terms of your insurance contract at the time of service. We will file your dental insurance claims as an out-of-network provider. You will be responsible for the difference between our fee and what your insurance pays. 

Insurance benefits will be estimated based on common insurance practices. A prior authorization does not guarantee payment or verify eligibility.

We will allow your insurance carrier a period of 30 days to process claims. Unless we have a contract with your insurance company, we do not accept insurance payments as payments in full. After 30 days, we will transfer any outstanding balances to the patient's responsibility. Balances that are transferred to patient responsibility must be paid in full before you are appointed for future elective services. 

United Concordia

All providers, student, resident and faculty dentists, accept United Concordia dental insurance.


For patients without insurance, these are the payment options.

  • Elective care patients are expected to pay in full at the time of service.
  • Urgent care patients must pay a $75 deposit during the registration process.
  • Emergency care patients may be billed for the services provided.


Interest-free financing is available to qualified applicants through external institutions. The amount financed must exceed $250. There is no initial payment required.  Other fixed interest financing plans are also available.